When it comes to purchasing a car,
You're in the driver's seat.

Our secure online credit application makes getting financing a quick & efficient process.

We're Here To Help

Like most buyers, you may need financing to get the vehicle you want. What you don't need is a long drawn-out hassle to get it. Our user-friendly on-line credit-application process takes you from start to finish. It requires just a few a minutes of your time and a few personal details which we do not share.

It's really that easy. Get started today.

A Little Knowledge Can Make A Big Difference.

Financing
Factors

Choice of Vehicle/Trade

The loan rates available to you will be based on the year, model, and final cost of the vehicle you choose.

Credit History/Employment

Your rates are based on numerous factors such as income, employment and credit history, including the number of open balances and late payments.

Down Payment/Interest Rate

The more money you can put down the higher your chances are of being approved and the lower your rates are likely to be.

    Your Credit
    Score

    Before applying for credit, it's always helpful to know your credit score which can measure from 350 to 850. The higher your credit score the less you are considered to be a risk. That translates to a lower interest rate. However, whether or not you know your credit score you can still use our credit application tool.

    Factors Effecting Your Credit Score

    Number of open credit accounts, loan and credit card payment history, amount of debt compared to annual income, frequency of credit inquiries, and number of liens and judgments.


    To learn your credit score you can contact the three main credit reporting agencies:

    Experian Logo

    Experian:

    www.experian.com
    (888) 397-3742

    Equifax Logo

    Equifax:

    www.equifax.com
    (800) 685-1111

    TransUnion Logo

    TransUnion:

    www.transunion.com
    (800) 916-8800

    You Make The Choice. We Make It Easy.

    Every part of the car buying process should be simple. That includes determining your car payment which is just as easy our pre-approval process thanks to our on-line payment calculator. Just choose your vehicle and we'll tell you what you can expect to pay each month. Whatever your credit situation and budget, we've got a car for you at a payment you can afford.

    It's easy. It's quick. It's safe. Get started today.

    Land Rover Finance FAQs

    Find answers to common Land Rover financing and leasing questions at Land Rover Melbourne, including online financing, credit, payments, trade-ins, current offers, and protection options for Space Coast shoppers.

    Can I apply for Land Rover financing online before visiting?+
    Yes. At Land Rover Melbourne, you can complete our secure online finance application before visiting. You can also use our finance tools to estimate payments while considering your options.
    Can I apply for Land Rover financing if I’m establishing or rebuilding my credit?+
    Yes, you can apply. Financing can be affected by factors including income, employment, credit history, open balances, late payments, vehicle choice, and down payment. Knowing your credit score can be helpful, but you can still use the credit application if you do not know your score.
    What affects my estimated monthly payment on a Land Rover?+
    Vehicle price, down payment, estimated APR, and financing term are among the factors that affect your estimated monthly payment. Our payment calculator lets you adjust those inputs and compare scenarios, although its calculations are estimates rather than guaranteed financing terms.
    Should I lease or finance my next Land Rover?+
    Leasing may appeal to you if you prefer changing vehicles periodically and want the structure of a set lease term, while financing may make more sense if you intend to keep the vehicle and build equity over time. Land Rover Financial Group also notes that financed vehicles do not have lease-mileage limits. If you currently lease a Land Rover, our lease-return information can help explain the options available as your lease approaches its end.
    Can I trade in my current vehicle and use its value toward my purchase or lease?+
    Yes. You can use our online trade-in tool to begin evaluating your current vehicle before purchasing or leasing another one. The finance team can then explain how the appraised value and any equity would fit into your specific transaction.
    Are there current Land Rover finance or lease offers available?+
    Yes. Our manufacturer incentives page lists available finance and lease offers by model. Programs and qualification requirements can change, so check the current offers and applicable terms when you are ready to move forward.
    Can prepaid maintenance or vehicle protection coverage be included with my Land Rover purchase?+
    Our Prepaid Maintenance Plan can be financed with the cost of the vehicle when purchased at that time. We also offer vehicle protection options including vehicle service contracts, tire and wheel coverage, Guaranteed Asset Protection, appearance protection, and other products. Availability and terms depend on the product, so the finance team can explain the options for your vehicle.
    Can I personalize payments and complete more of my Land Rover purchase online?+
    Yes. Our Buy Your Car Online process includes tools for customizing payments, valuing a trade, and applying for financing. You can complete more of the early purchase process from home before finishing the transaction with us.